Medicare Advantage
Medicare Advantage plans are health care options that are part of the Medicare program. Coverage may include prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Your Trusted Insurance Professionals
My name is Nicholas J. Calderon, Founder and CEO of Golden Palms Insurance Agency. As a proud veteran of the United States Army, I bring a strong sense of duty, integrity, and professionalism to every client relationship. With a commitment to excellence and personalized service, I strive to guide individuals and families through the complexities of health insurance with clarity and confidence. At Golden Palms, our mission is to serve with honor—providing trustworthy solutions that prioritize your well-being and peace of mind.
Learn About the Types of Coverage We Offer
Your needs and situation are unique. We are commited to spending the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Some may pay a monthly cash benefit
Indemnity Insurance
Hospital Indemnity Insurance can provide gap coverage to help offset co-pays, deductibles, and incidental expenses not covered by your medical insurance.
Why Work With Us?
We will help you meet your coverage needs while saving you money.
Our focus is on asking you the right questions to find the best plan to for your needs and to maximize all discounts you could be eligible for, resulting in the lowest cost possible.
You'll benefit from working with an experienced agent
Our mission is to exceed customers' expectations and secure their future by offering professional advice, education, and value added service with a personal touch.
WE ARE HERE FOR YOU